Privacy Policy

Effective Date: April 18, 2026 Last Updated: April 18, 2026

1. Introduction

The Medicare Desk ("we," "us," or "our") is a brand property operated by Tojocu LLC, an Arizona limited liability company. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit themedicaredesk.com (the "Site").

We respect your privacy. By using the Site, you consent to the data practices described in this policy. If you do not agree, please do not use the Site.

2. Information We Collect

2.1 Information You Provide Directly

We collect information you voluntarily submit, including:

• Email address (when you subscribe to our newsletter or request our free Medicare guide)
• Name and contact information (when you submit a contact form)
• Any information you include in correspondence with us

2.2 Information Collected Automatically

When you visit the Site, we automatically collect certain technical information, including:

• IP address
• Browser type and version
• Operating system
• Referring website
• Pages visited and time spent on each page
• Device type (desktop, mobile, tablet)
• Approximate geographic location (derived from IP)

2.3 Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to enhance your experience. These include:

• Essential cookies: Required for basic Site functionality
• Analytics cookies: Help us understand how visitors use the Site (via Google Analytics 4)
• Affiliate tracking cookies: Set by third-party partners when you click affiliate links

You may disable cookies in your browser settings, though some Site features may not function properly as a result.

3. How We Use Your Information

We use collected information to:

• Operate, maintain, and improve the Site
• Send requested content (such as our Medicare enrollment guide) and newsletters
• Respond to inquiries and support requests
• Analyze Site usage and improve our content
• Comply with legal obligations
• Detect and prevent fraud or abuse

4. How We Share Your Information

We do not sell your personal information. We may share information in limited circumstances:

• Service providers: Third parties who help us operate the Site (hosting, email delivery, analytics) under confidentiality obligations
• Affiliate partners: When you click an affiliate link and complete an action on a partner's site, that partner receives information about the referral. We do not share your email or personal details with affiliate partners without your consent.
• Legal requirements: When required by law, court order, or government request, or to protect our rights, property, or safety
• Business transfers: In connection with a merger, acquisition, or sale of assets, subject to standard confidentiality protections

5. Third-Party Services

We use the following third-party services that may collect information independently:

• Google Analytics 4, website analytics (Google Privacy Policy)
• Google Search Console, search performance data
• Cloudflare, content delivery and security
• Affiliate networks and partners, when you click partner links

Each third-party service operates under its own privacy policy. We encourage you to review those policies.

6. Your Privacy Rights

6.1 California Residents (CCPA/CPRA)

California residents have the right to:

• Know what personal information we collect and how it is used
• Request deletion of personal information
• Opt out of the sale of personal information (we do not sell personal information)
• Non-discrimination for exercising these rights

To exercise these rights, contact us at [email protected].

6.2 Other U.S. State Privacy Rights

Residents of states with comprehensive privacy laws (including Virginia, Colorado, Connecticut, Utah, and others) have similar rights regarding access, correction, deletion, and portability. Contact [email protected] to exercise these rights.

6.3 Newsletter Opt-Out

You can unsubscribe from our email list at any time using the unsubscribe link in any email, or by emailing [email protected].

7. Data Security

We implement reasonable technical and organizational measures to protect information from unauthorized access, alteration, disclosure, or destruction. However, no internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security.

8. Data Retention

We retain personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements.

9. Children's Privacy

The Site is not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact [email protected].

10. International Users

The Site is operated from the United States. If you access the Site from outside the United States, your information may be transferred to, stored in, and processed in the United States.

11. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last Updated" date. Material changes may also be announced via email if you are subscribed.

12. Contact Us

For questions about this Privacy Policy or to exercise any privacy rights:

Tojocu LLC Attn: Privacy / Compliance 10869 N Scottsdale Rd, Suite 103 PMB 556 Scottsdale, AZ 85254 United States

Email: [email protected]