Affiliate Disclosure

Effective Date: April 18, 2026 Last Updated: April 18, 2026

Transparency About How We Earn Revenue

The Medicare Desk is a free resource. We do not charge for the information we publish. To sustain the site and keep our content free, we participate in affiliate programs that provide compensation when readers take certain actions through links on our site.

This page explains those relationships in plain language, in compliance with Federal Trade Commission (FTC) guidelines on endorsements and testimonials (16 CFR Part 255).

What Is an Affiliate Relationship?

An affiliate relationship is a marketing arrangement between our site and a third-party company. When you click certain links on The Medicare Desk and then take a qualifying action on the partner's website, such as requesting a quote, enrolling in a plan, or making a purchase, the partner may pay us a referral fee or commission.

Which Links Are Affiliate Links?

We clearly disclose affiliate relationships on the pages and in the articles where they appear. When a link on our site is an affiliate link, we label it with a disclosure such as "Affiliate link" or include a broader disclosure at the top or bottom of the relevant article.

Not every link on the site is an affiliate link. Links to government resources (Medicare.gov, CMS.gov, State Health Insurance Assistance Programs), research publications, and educational sources are provided for your reference and do not generate revenue for us.

How Affiliate Relationships Affect Our Content

We take editorial independence seriously. Our commitments:

• Recommendations are based on merit. We evaluate plans, products, and services on their actual qualities: coverage, cost, reputation, consumer reviews, and plan design, not on the compensation we may receive.
• We do not accept payment for favorable coverage. A company cannot pay us to write a positive review or to rank higher in our comparisons.
• Compensation varies by partner. Different partners offer different commission structures. We disclose significant relationships and avoid letting compensation drive coverage decisions.
• Your cost is not affected. You pay nothing extra when you use our affiliate links. The partner pays us from its own marketing budget.

For more detail on how we evaluate and present information, see our Editorial Policy.

Our Current Affiliate Relationships

The Medicare Desk maintains relationships with a range of affiliate partners in the Medicare and insurance industry. These may include:

• Insurance lead aggregators and quote comparison platforms
• Licensed insurance agencies and broker networks
• Insurance carriers with direct affiliate programs
• Medicare plan comparison and enrollment services
• Related financial and healthcare service providers

This list is representative and changes over time as we add or end partnerships. Specific partner disclosures appear on the relevant pages where their links are featured.

Amazon Associates Disclosure

The Medicare Desk is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Not a Licensed Insurance Agent or Broker

The Medicare Desk does not sell insurance. We are an independent publisher that produces educational content about Medicare and related topics. We are not a licensed insurance agent, broker, or Third Party Marketing Organization (TPMO). When you follow an affiliate link to request a quote or enroll in a plan, you are working with the partner company, not with us.

For licensed assistance with Medicare enrollment, contact:

• 1-800-MEDICARE (1-800-633-4227)
• Medicare.gov, the official U.S. government Medicare site
• Your State Health Insurance Assistance Program (SHIP), free, unbiased Medicare counseling in every state
• A licensed insurance agent or broker of your choosing

Questions About a Specific Recommendation?

If you have questions about why we recommend a particular product, partner, or resource, or if you would like to know whether a specific link is an affiliate link, contact us at [email protected]. We will answer honestly.

Updates to This Disclosure

We may update this Affiliate Disclosure as our partnerships and practices change. Updates will be reflected in the "Last Updated" date at the top of this page.

Contact

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Editorial / General Inquiries: [email protected] Legal / Compliance: [email protected]