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The Medicare Desk

Last verified: April 19, 2026.

Medicare Special Enrollment Periods (SEP)

Enrollment windows triggered by qualifying life events such as loss of employer coverage.

Written by The Medicare Desk editorial team.

A reference card and full write-up for the Medicare Special Enrollment Periods (SEP) is in preparation. Our editorial pipeline cross-checks every enrollment window against the federal regulation that establishes it, the CMS consumer guide, and an independent nonpartisan source before publication.

Editorial independence. The Medicare Desk is an independent editorial publication of Tojocu LLC. We do not sell insurance, do not accept commissions or fees from insurance carriers, and are not paid to recommend any plan or company. We do not collect contact information for the purpose of connecting consumers with agents.

Not insurance advice specific to you. The information on this site is general educational content and is not insurance, legal, tax, or financial advice. Coverage rules, premiums, and program features change. Always verify current details with the official source listed on each page and with a licensed professional in your state before making a decision.

Not affiliated with the U.S. government or the federal Medicare program. The Medicare Desk is a privately operated editorial site. It is not endorsed by, affiliated with, or operated by the Centers for Medicare and Medicaid Services, the Social Security Administration, or any other federal agency.

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